SME Loan

Innovate, Accelerate and Grow

A fully end-to-end digital lending platform that allows financial institutions to quickly meet diverse SME financing needs, optimise loan processing, and drive sustainable growth while ensuring robust risk management.

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A Future-Ready Solution for Diverse SME Lending Needs

Whether you're expanding your loan offerings or targeting new customer segments, Pennant’s full integrated lending platform- encompassing loan origination, servicing and collections - provides the flexibility, scalability and resiliency to attend to the diverse financing needs of small and medium enterprises (SMEs).
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Working Capital

Efficiently support SME’s working capital needs by offering flexible, short-term financing solutions.

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Commercial Vehicle Loans

Offer bespoke financing solutions that facilitate the purchase or lease of trucks, vans, or fleet vehicles.

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Property Loans

Provide tailored financing solutions that enable SMEs to purchase, expand, or refinance commercial real estate.

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Construction Loans

Provide flexible, project-specific financing options that cover the costs of building, renovating, or expanding commercial properties.

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Equipment Financing

Help SMEs drive business growth by offering customised financing options for acquiring or upgrading essential machinery.

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Invoice Discounting

Efficiently address immediate cash flow needs against unpaid invoices, helping businesses maintain liquidity.

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Elastic Credit Line

Increase lending to SMEs with flexible funding that adapts swiftly to changing business needs.

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Dealer Financing

Help Dealers ensure smooth operations and optimised cash flows through tailored credit solutions.

Build a Resilient SME Lending Business

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    Accelerated Loan Processing

    Enhance operational efficiency by automating key processes such as document collection, credit assessment, and loan approval, ensuring faster decision-making and improved productivity.

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    Seamless and User-friendly Digital Experiences

    Improve customer engagement and satisfaction through easy loan applications, real-time tracking, and personalised recommendations.

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    Modular and Adaptable Architecture

    Innovate faster and roll out new lending products or support new business models such as BNPL, for SMEs to successfully respond to market demands and business needs.

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    Strong Risk Management

    Seamlessly integrate with tools or third-party providers to meet and adhere to regulatory requirements while mitigating risks.

Empowering Financial Institutions with Proven Results

  • 40%

    Increase in revenue

  • 20%

    Increase in overall
    loan originations

  • 60%

    Reduction in customer
    onboarding time

Interested in transforming
your lending operations?
Request Demo