Our state-of-the-art solution, built on future-ready framework provides mortgage institutions ready-to-use, industry- specific digital lending workflows, which can be tailored to fit your customer’s unique needs.
Streamline the customer onboarding process by integrating with automated identity verification tools, such as document scanning, biometric verification, database cross-checks,etc.
Streamline every stage of the loan process, from customer identification, verification, underwriting and disbursement, across multiple channels. Developing a comprehensive profile of the applicant to get a 360-degree view of a customer.
Quickly produce pre-qualification documents, credit appraisal memos, sanction letters, and disbursement letters. Enable immediate customer consent with digital signatures, allowing for seamless document sharing and downloading.
A business process-driven workflow engine that automates key mortgage processes and speeds up loan approvals, processing times and reducing TAT.
Leverage a rule-based scoring engine to perform detailed application analysis, determining the maximum allowable financing. Create customised repayment and amortisation schedules tailored to the entire loan term.
Gather and verify complete collateral details, conduct deduplication checks, and evaluate cross-collateralisation. Manage home loan eligibility for real estate properties and projects supported by your institution.
The scope of the earlier defined minimum viable product (MVP) was enhanced with multiple features that improved productivity and reduced number of challenges in production. Pennant Technologies product benefited Godrej Housing Finance with reduced dependency. This, in turn, has helped Godrej Housing Finance with improved agility and turn-around time of products.
