Highly Scalable
With a modern, composable architecture, the solution scales securely on any platform, ensuring reliable performance even during peak times.
Empower your customers with flexi credit, providing them with the financial stability to keep up with their growing demands.
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Offers a fixed credit limit that remains constant throughout the entire term. This provides borrowers with consistent access to funds.
Starts with a set credit limit that decreases gradually over the term. As borrowers repay, the credit limit reduces, eventually reaching zero by the end.
Combines the stability of a pure credit line with the reducing nature of a dropline, offering flexibility and a balance between steady access to funds and a gradually
decreasing limit.
With a modern, composable architecture, the solution scales securely on any platform, ensuring reliable performance even during peak times.
Centralised product configuration allows for the quick definition and launch of unlimited credit offerings for both individuals and business, maintaining flexibility in any market condition.
Configure payment schedules to allocate due payments to principal, interest, fees, and penalties, supporting both progressive and cumulative loan schedules with minimal downtime.
Automate and streamline the credit process, from loan origination to underwriting, enabling faster credit disbursement.
Based on customer credit limit utilisation, the limit can be reduced or replenished in real-time
Lending Factory has helped us achieve greater operational efficiencies, quickly launch flexible product offers, and effectively respond to market dynamics. The system is scalable and has been able to handle rapid operational growth. The end-to-end lending platform has played a crucial role in enhancing our market presence, competitiveness, and positioning.”
A large financial institutionTotal Number of Loans
Loans disbursed in a day
Time To Cash