Consumer Loan

Empower your Consumer Lending Business for Innovation, Speed and Growth

Put your customers at the center of your business strategy. Deliver fast, personalised and seamless borrower experiences through our highly composable, scalable lending platform

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One Platform, Endless Possibilities

Optimise and streamline diverse loan portfolios with Pennant’s lending factory, an end-to-end lending lifecycle suite designed to handle a wide range of loan products. Whether you’re managing secured, unsecured, or specialised new-age loan products our platform offers the flexibility to configure, automate and scale each product effortlessly.

  • build-workflows

    Secured Lending

    Seamlessly manage high-value assets like Mortgages, Auto, etc. Optimise risk management, accelerate decision making, and improve operational efficiencies across the entire lending journey.

  • build-workflows

    Unsecured Lending

    Empower your lending business to quickly launch new products such as personal loans and credit lines like BNPL, etc. tailored to diverse customer segments. Make smarter, faster lending decisions without compromising on credit risk or compliance.

Unlock Innovation, Agility and Performance

Unmatched Product Configurability and Flexibility

Create, configure, and launch new loan products in days, not months. Our highly composable lending platform empowers you to tailor loan offerings in real-time, helping you stay ahead of market demands and evolving customer expectations.

Deliver Seamless Omnichannel Experience

Delight your customers with personalised, self-service borrowing experiences across mobile, web, and branch channels. Deliver consistent and frictionless experiences, boosting customer satisfaction and increasing loan conversion rates.

Increase Operational Agility

Accelerate loan processing with straight-through automation, reducing time-to-decision. With minimised manual intervention, your teams can focus on higher-value tasks, while customers experience faster approvals and seamless interactions.

Scalable
Infrastructure

Built on a scalable and cloud-ready architecture, our platform helps scale your operations as your business grows, allowing you to manage increasing loan volumes effortlessly. Seamlessly integrate with new fintech partnerships and innovations at the speed of business.

Seamless Compliance and Reporting

Quickly adapt and adhere to evolving regulations through prompt product functional changes. Minimise operational complexities, and ensure transparent and fair lending practices.

Empowering Financial Institutions with Proven Results

  • 23X

    Growth in flexi-loan product portfolio

  • 14,000

    Disbursals in a day

Interested in transforming
your lending operations?
Request Demo