D Rama Krishna Varma is a seasoned IT professional with a strong background in Core Banking systems. As Head of Software Service Delivery, he has successfully designed, implemented, and integrated a wide range of business applications, including ATM payment processing solutions and customer communication tools. His expertise has significantly improved the efficiency and reliability of banking operations for clients in the Middle East Asia region. He gained valuable experience working with Emirates Bank and RAKBANK . His track record of supporting multiple satellite banking applications showcases his technical proficiency and ability to work effectively within complex banking environments. Ramakrishna holds a Bachelor of Engineering degree from Andhra University, India. His technical skills, coupled with his extensive experience in the banking industry, make him a valuable asset to Pennant Technologies and the broader IT community.